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Service Charges

Chequing Accounts Effective February 1, 2009
Personal 1

Cheques or cash withdrawals
Point of Sale debit payment
ATM Cash Withdrawal
-London Civic ATMs
-Other Exchange Network ATMs
Free On-Line Banking

* fee waived if a minimum monthly balance of $2,500 is maintained daily

$ 0.60*
$ 0.60
*

  Free
$ 1.50

Premier Member Service

For a monthly flat fee:
Free Point of Sale debit payments
4 free ATM withdrawals per month, thereafter

-London Civic ATMs

-Other Exchange Network ATMs


Free chequing, electronic transfers and cash withdrawals
Exchange Network access with MemberCard
Free online banking
100 free personalized cheques annually
Free bill payments
Free money orders and certified cheques
1/8 or 1/4 % term deposit bonus*

* Premier Member Service and Senior Member Advantage account holders automatically receive a bonus of 1/4% for term deposits greater than $25,000. Step Rate Term Deposits and Specials excluded.

$ 9.95

 

 

Free

$ 1.50

Senior Member Advantage

Ages 60 and over
Free Point of Sale debit payments
4 free ATM withdrawals per month, thereafter
-London Civic ATMs
-Other Exchange Network ATMs

No monthly service fee
Free chequing, electronic transfers and cash withdrawals
INTERAC Network access with MemberCard
Free online banking
100 free personalized cheques annually
Free bill payments
Free money orders and certified cheques
1/8% or 1/4% term deposit bonus*
Overdraft protection
up to $5,000**

* Premier Member Service and Senior Member Advantage account holders automatically receive a bonus of 1/4% for term deposits greater than $25,000. Step Rate Term Deposits and Specials excluded.
** Subject to credit approval




Free

$1.50

Youth Advantage

Ages 13 - 25

Ages 13 to 25
Unlimited Point of Sale debit payments
4 free ATM withdrawals per month, thereafter
-London Civic ATMs
-Other Exchange Network ATMs

Free chequing, electronic transfers and cash withdrawals
Free online banking
Interac access with MemberCard
100 free personalized cheques annually
Free bill payments
Free money orders and certified cheques
No monthly service charge

 

 

Free
$ 1.50

 

Savings Accounts Effective February 1, 2009

Plan 24

Deposit Account

Investment Savings Account

Cheques or cash withdrawals
Point of Sale debit card payment

ATM Cash Withdrawal


-London Civc ATMs
-Other Exchange Network ATMs

 

$ 0.60
$ 0.60

 

 

Free
$ 1.50

Fat Cat

Ages 12 & under

Ages 12 and under
Free online banking
No service charges
Free $10 deposit on opening account
Premium rate of interest

Free

 

Online Banking
Access your accounts any time and from anywhere using your personal computer.

•View and print your account history
•Transfer funds between accounts
•Bill Payment (if you are set up for online bills and you call us to pay them for you, there will be a service charge for this)

•View and print an imaged copy of your cleared cheque

Free
Free
Free

Free

 

 

RRSP or RRIF
Fixed and Variable

RRSP or RRIF Deposit or Transfer-In
RRSP withdrawal 1 free annually, thereafter
RRIF withdrawal
RRSP or RRIF Transfer-Out

Free
$ 10.00
Free
$ 75.00

 

Other Service Fees Effective February 1, 2009
 

Bill Payments in branch
Bill Payments over telephone
NSF cheques or Pre-Authorized Debits
Returned cheques or Pre-Authorized Debits charged back to member account

Per item overdraft fee

Stop Payment request


-Full Details provided
-Partial details provided
Canadian Money Order
US Money Order or US Corp Cheque
Point of Sale debit payment in the US
PLUS Network ATM withdrawals

 

London Civic Corp Cheque(CDN)-for delivery

London Civic Corp Cheque (CDN)
payable to a 3rd Party

London Civic Corp Cheque(US)

Request for a copy of an Imaged Cheque

Certified Cheque

 

Cheque written in US$ drawn on CDN account

$   1.50
$   1.50
$ 40.00
$ 10.00

 

$  7.50

 

$ 10.00
$ 15.00
$   5.00
$   7.00
$   1.50
$   3.00

$   1.00

$   2.50

$   7.00

$   1.00

$ 10.00

 

$10.00 plus any 3rd party fees

 

Rolled Coin Deposits

Manual Statements

Statement Mailing Fee

Debit Card Replacements

Telephone Balance Inquiries (on-line banking or in-person fee)

$   .10

$  2.00

$  1.50

$  5.00

$  1.00