LCECU-home





homeAboutOnline ServicesIn Our CommunityWhy Switch?What's NewContact UsMember Services
MemberCard
Mastercard
Home & Auto Insurance

Service Charges

Chequing Accounts Previous Effective March 1, 2007
Personal 1

Cheques or cash withdrawals
Point of Sale debit payment
ATM Cash Withdrawal
-London Civic ATMs
-Other INTERAC Network ATMs
Free On-Line Banking

$ 0.50
$ 0.40


$ 1.50

$ 0.50
$ 0.50

free
$ 1.50

Premier Member Service

For a monthly flat fee*:
40 free POS debit payment per month,thereafter
4 free ATM withdrawals per month, thereafter

-London Civic ATMs

-Other INTERAC Network ATMs
Free chequing, electronic transfers and cash withdrawals
INTERAC Network access with MemberCard
Free online banking
100 free personalized cheques annually
Free bill payments
Free money orders and certified cheques
1/2% term deposit bonus**

* Members must deposit electronically their net pay or pension to their credit union account.
**Minimum deposit of $10,000. Bonus on posted term deposit rates; excludes special promotions.

$ 6.95
$ 0.40

 


$ 1.50

$ 6.95
$ 0.50

 

free

$ 1.50

Senior Member Advantage

Ages 60 and over*
40 free POS debit payment per month,thereafter
4 free ATM withdrawals per month, thereafter
-London Civic ATMs
-Other INTERAC Network ATMs
No monthly service fee
Unlimited chequing, electronic transfers and cash withdrawals
INTERAC Network access with MemberCard
Free online banking
100 free personalized cheques annually
Free bill payments
Free money orders and certified cheques
1/2% term deposit bonus**
Overdraft protection
up to $5,000***

* Seniors (members over 60) avoid monthly fees when they electronically deposit their entire net pay or pension to their credit union account.
** Minimum deposit of $10,000. Bonus on posted term deposit rates; excludes special promotions.
*** Subject to credit approval

Free Chequing
$ 0.40



$ 1.50

Free Chequing
$ 0.50


free
$ 1.50

Youth Advantage

Ages 12 - 23

Ages 13 to 23
10 free POS debit payment per month,thereafter
4 free ATM withdrawals per month, thereafter
-London Civic ATMs
-Other INTERAC Network ATMs
Free chequing, electronic transfers and cash withdrawals
Free online banking
Interac access with MemberCard
100 free personalized cheques annually
Free bill payments
Free money orders and certified cheques
No monthly service charge

Free Chequing
$ 0.40



$ 1.50

Free Chequing
$ 0.50


free
$ 1.50

 

Savings Accounts Previous Effective March 1, 2007

Plan 24

Deposit Account

Investment Savings Account

Cheques or cash withdrawals
Point of Sale debit card payment

ATM Cash Withdrawal
-London Civc ATMs
-Other INTERAC Network ATMs

 

$ 0.50
$ 0.40



$ 1.50

$ 0.50
$ 0.50


free
$ 1.50

Fat Cat

Ages 12 & under

Ages 12 and under
Free online banking
Semiannual statements
No service charges
Free $10 deposit on opening account
Premium rate of interest

No Service Charges

 

Online Banking
Access your accounts any time and from anywhere using your personal computer.

•View and print your account history
•Transfer funds between accounts
•Bill Payment

•View and print an imaged copy of your cleared cheque

Free
Free
Free

Free (new)

 

 

RRSP or RRIF
Fixed and Variable

RRSP or RRIF Deposit or Transfer-In
RRSP withdrawal 1 free annually, thereafter
RRIF withdrawal
RRSP or RRIF Transfer-Out

Free
$ 10.00
Free
$ 50.00

 

Other Service Fees Previous Effective March 1, 2007
 

Bill Payments in branch
Bill Payments over telephone
NSF cheques or Pre-Authorized Debits
Returned cheques or Pre-Authorized Debits charged back to member account

Stop Payment request
-Full Details provided
-Partial details provided
Canadian Money Order
US Money Order or US Corp Cheque
Point of Sale debit payment in the US
PLUS Network ATM withdrawals

Un-encoded Counter Cheques

London Civic Corp Cheque (CDN)
payable to a 3rd Party

Request for a copy of an Imaged Cheque

Certified Cheque - Member
- Non-Member

Cheque written in US$ drawn on CDN account

$   1.25
$   1.25
$ 30.00 
    —



$   6.00
    —
$   5.00
$   7.00
$   0.85
$   3.00

$   1.00

    —

    —

$   5.00
$ 10.00

$7.00 plus any 3rd party fees

$   1.50
$   1.50
$ 35.00

$ 10.00



$   6.00
$ 10.00
$   5.00
$   7.00
$   1.00
$   3.00

$   1.00

$   2.50

$   1.00

$   5.00
$ 10.00

$7.00 plus any 3rd party fees