Rates
- Effective
August 26, 2010
Term Deposits
• non-redeemable
• compounded & paid annually
• minimum $500
|
30 to 90 Days
12 Months
24 Months
36 Months
48 Months
60 Months |
.40
1.25
1.70
1.60
1.75
2.25 |
***
9 MONTH SPECIAL ***
1.90
***
17 MONTH SPECIAL ***
2.40
RRSP and RRIFs
Fixed Term
• non-redeemable
• compounded & paid annually
• minimum $500
|
Variable(EXCEPT (TFSA)
30
to 90 Days
12 Months
24 Months
36 Months
48 Months
60 Months |
.15
.40
1.25
1.70
1.60
1.75
2.25
|
Bonus Rates
Members may receive a bonus of up to 1/4% on their term deposits, including RRSP & RRIFs of 1 year or longer
| |
Bonus Rate |
Total Investment |
| |
1/8% |
$25,000 |
| |
1/4% |
$50,000 |
*Premier Member Service and Senior Member
Advantage account holders automatically receive a bonus of
1/4% for term deposits, including RRSP & RRIFs greater
than $25,000. *Step Rate Term Deposits and Specials excluded. |
Step
Rate Term Deposits
| Rate |
Year
1 |
Year
2 |
Year
3 |
Year
4 |
Year
5 |
Effective |
| 3
Year |
1.25 |
2.25 |
3.25 |
- |
- |
2.25 |
| 5
Year |
1.25 |
2.25 |
3.25 |
4.25 |
5.25 |
3.25 |
Step rate deposits may pay annually or accumulate
to maturity. Registered & non-registered
|
Savings Accounts
| Plan 24 |
Calculated
daily, paid monthly |
$0
- $4,999
$5,000
plus |
.05
.05 |
Deposit |
Calculated
on minimum monthly
balance, paid end of June/December |
$0 - $4,999
$5,000 plus |
.05
.05 |
| US $ Deposit Account |
Calculated daily,
paid end of June/December |
|
.05 |
Investment Savings & Fat Cat Accounts
- Calculated daily & paid monthly
- Interest is paid on full balance
at the highest tier achieved
|
$0
- $999
$1,000 - $4,999
$5,000 & over
|
0.00
0.05
1.25 |
TFSA Investment Account
- Calculated daily & paid monthly
|
$1 and over
|
1.50 |
Save It Up Account
- Calculated daily & paid monthly. Interest rate is based on tier level obtained and is paid on entire balance. |
$1 and over
|
2.00 |
Personal 1 & Youth Advantage Chequing Accounts
- Calculated on daily closing
balance & paid monthly
- Interest is paid on full balance
at the highest tier achieved
|
$0 - $4999
$5,000 - $24,999
$25,000 plus |
0.00
0.01
0.05
|
Mortgage
| |
Variable
Closed |
Meritline from
12 months
24 months
36 months
48 months
60 months |
3.75
3.45
3.55
4.10
5.10
5.45 |
Personal Loans
New Car Loans as low as
|
|
5.95* |
* Several factors determine interest rates for personal loans,
including purpose and security offered. A loans officer should be consulted.
CREDIT UNION BASE
VARIABLE LOAN RATE 5.00 %
MERITLINE BASE RATE 3.75%
All rates subject to
change without notice.
|
