Rates
- Effective March 28,
2008
Term Deposits
Non-redeemable
Compounded & paid annually
(min $500) |
30 to 90 Days
12 Months
24 Months
36 Months
48 Months
60 Months |
1.75
2.75
2.85
3.05
3.15
3.35 |
RRSP and RRIFs
Fixed Term
• non-redeemable
• compounded & paid annually
• minimum $500
|
Variable
30
to 90 Days
12 Months
24 Months
36 Months
48 Months
60 Months
|
.50
1.75
2.75
2.85
3.05
3.15
3.35
|
Bonus Rates
Members may receive a bonus of up to 1/2% on their term deposits, including RRSP & RRIFs
| |
Bonus Rate |
Total Investment |
| |
1/4% |
$25,000 |
| |
1/2% |
$50,000 |
*Premier Member Service and Senior Member
Advantage account holders automatically receive a bonus of
1/2% for term deposits, including RRSP & RRIFs greater
than $25,000. Step Rate Term Deposits are excluded. |
Step
Rate Term Accounts
| Rate |
Year
1 |
Year
2 |
Year
3 |
Year
4 |
Year
5 |
Effective |
| 3
Year |
2.75 |
2.85 |
4.30 |
- |
- |
3.30 |
| 5
Year |
2.75 |
2.85 |
3.15 |
3.75 |
5.60 |
3.60* |
Step rate deposits may pay annually or accumulate
to maturity. Registered & non-registered
|
Savings Accounts
| Plan 24 |
Calculated
daily, paid monthly |
$0
- $4,999
$5,000
plus |
.15
.50 |
Deposit |
Calculated
on minimum monthly
balance, paid end of June/December |
$0 - $4,999
$5,000 plus |
.15
.50 |
| US $ Deposit Account |
Calculated daily,
paid end of June/December |
|
.10 |
Investment Savings & Fat Cat Accounts
- Calculated daily & paid monthly
- Interest is paid on full balance
at the highest tier achieved
|
$0
- $999
$1,000 - $4,999
$5,000 & over
|
0.15
1.25
2.25 |
Personal 1 & Youth Advantage Chequing Accounts
- Calculated on daily closing
balance & paid monthly
- Interest is paid on full balance
at the highest tier achieved
|
$0 - $999
$1,000 - $4,999
$5,000 - $24,999
$25,000 plus |
0.00
0.10
0.15
0.50 |
Mortgage
| |
1 Year Closed
2 Year Closed
3 Year Closed
4 Year Closed
5 Year Closed |
6.50
6.60
6.60
6.60
6.60 |
Personal Loans
Home renovation, new car or RRSP loans.
|
1 to 5 year terms available |
From
7.00* |
* Several factors determine interest rates for personal loans,
including purpose and security. Contact a Lending Officer for
a quote.
NOTE
- Bank Prime 4.75% as of April 23, 2008.
All rates subject to
change without notice.
|
