LCECU-home





homeAboutOnline ServicesIn Our CommunityWhy Switch?What's NewContact UsMember Services
..
..
..
..
..
..

Membercard

The Exchange
You can use your MemberCard wherever you see THE EXCHANGE logo on ATMs across Canada. Whether you see the logo at a bank or at a credit union, you can withdraw cash, perform balance inquiries, arrange transfers and make deposits.

Best of all, there are no additional surcharges or convenience fees. All transactions performed at any Exchange ATM in Canada are surcharge-free. To find a location convenient to you, visit www.the-exchange.ca and click on the subject line entitled ATM Locations.

Exchange Network ATM locations in London include:
  • London Civic Employees’ Credit Union Branch Office - 343 Dundas Street at Waterloo City Hall - Lobby, 300 Dufferin Avenue
  • Libro Financial Group. – 1703 Richmond Street North, 1867 Dundas Street East,
    167 Central Avenue & 841 Wellington Road South
  • Sydenham Community Credit Union - 4562 Colonel Talbot Road South
  • HSBC Bank Canada – 285 King Street
  • National Bank of Canada – 465 Richmond Street & 250 Queens (London Life)

INTERAC Network Access
You can also use your MemberCard wherever you see INTERAC logo at ATMs and point of sale termanals across Canada. Wherever you see the logo, you can withdraw cash, or make debit card purchases. However a surcharge may be applied at ATMs.

In the United States look for ATM's with THE EXCHANGE logo
ATMs with THE EXCHANGE logo can be found in all states including Alaska and Hawaii and offer cash withdrawal services. As an added bonus, THE EXCHANGE ATMs are also surcharge-free in most states in the U.S.A.*

Before you travel, visit www.the-exchange.ca and click on ATM locations and then click on search for US EXCHANGE ATM locations.

We’re sure you will find this additional service a convenient way to do your banking – 24 x 7!

* Some state laws may permit surcharging.

Shopping in the United States?
The United States’ ACCEL Point of Sale (POS) debit network is now available to all our Members. It is one of the largest POS networks in the United States with more than 340,000 merchants in the network. Most of the top 100 US retailers use ACCEL.

The ACCEL network in the United States works the same way that debit card purchases work at home with your MemberCard. Swiping your MemberCard at the cash register and then verifying the transaction with your confidential PIN pays for your purchases.

As an added value when travelling within the United States, most merchants also offer you a cash back option.