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Index Linked Term Deposits

 

 


In times of low interest rates there are ways of enhancing your returns without taking a financial risk with your money. One of our more popular and successful investment vehicles, the Index-Linked term deposits allows members to invest in a deposit that tied to the performance of the Equity markets. Your deposits are insured by the Deposit Insurance Corporation of Ontario (DICO) up to $100,000. In addition, your registered investments including RRSP’s and RRIF’s are insured separately for up to $100,000 per contract.
The most recent returns were as follows:*

Maturity Date
November 2006
February 2007
May 2007
August 2007
November 2007
March 2008
June 2008
Total Return
3 YR
Total Return 5 YR
20% 50%
20% 7%
43% 50%
39% 50%
36% 50%
31% 41%
32% 50%
Annualized 3 YR
Annualized
5 YR
6.3% 8.4%
6.3% 1.3%
12.7% 8.4%
11.7% 8.4%
10.6% 8.4%
9.3% 7.1%
9.6% 8.4%

 

.* While past performance of these deposits is not necessarily indicative of future performance, Index-Linked Term Deposits continue to be prudent investments for investors who are looking for equity-based returns without risk to principal.

Want to grow your money?  Looking to invest?
Then make your investments count with an Index-Linked Term Deposit.  Just look at the benefits:

  • 100% guaranteed
  • Provincial deposit insurance
  • 100% RRSP eligible as Canadian content
  • No fees or commissions

Concerned about low interest rates?
.Then look to the potential of superior returns from our Index-Linked Term Deposits.

Concerned about risk?
.Deposits to an Index-Linked term certificate are guaranteed. You always have 100% of your investment. No such thing as a loss on an Index-Linked Term Deposit.

What terms are available?
. 5 year term.

How are returns calculated on Index-Linked Deposits?
.The returns are based on the performance of the S&P/TSE60 stock market index. The S&P/TSE60 index tracks 60 leading companies in the major industry segments in Canada.

Contact Larry Dilling at extension 215 or Nancy Glendenning at extension 214 for more information.